Multiple Peril Crop Insurance (MPCI), also called yield insurance, protects against production losses due to adverse weather conditions, wildlife damage, fire and failure of irrigation water supply. Crop losses due to insect damage and plant disease are also covered, provided sufficient and proper pest control measures were taken. In New Hampshire, MPCI polices are available for apples, peaches, corn and forage production (legume & legume/grass mixes). Dollar Plan crop policies for fresh market sweet corn and nursery crops provide a guaranteed dollar amount of coverage rather than insuring a production level.
Crop insurance policies allow farmers to choose a coverage level to fit their specific needs. Catastrophic Crop Insurance (CAT) is a minimum level of coverage providing minimal protection against losses at very little cost to the farmer. Higher levels of crop insurance coverage(buy-up protection), protecting up to 85% of approved yield are subsidized by the USDA such that farmers pay only 33 to 62% of the actual policy cost.
Some plans offer options for producers who want protection against low prices or raise crops for specific markets where quality is critical. In New Hampshire, Revenue protection options for corn provide protection against loss of revenue due to price changes and/or production loss. Quality Adjustment Coverage provides protection for apples when a crop does not grade US Fancy or better.
Portable Document Format (.pdf). Visit nh.gov for a list of free .pdf readers for a variety of operating systems.
NH Department of Agriculture, Markets and Food
Mailing: PO Box 2042, Concord NH 03302 -2042
Physical: 25 Capitol Street, Second Floor, Concord, NH 03301
(603) 271-3551 | fax: (603) 271-1109